diff --git a/client/client.yml b/client/client.yml
index 56733a14..3cd5736c 100644
--- a/client/client.yml
+++ b/client/client.yml
@@ -5,6 +5,12 @@
 #
 # default-host: https://ntfy.sh
 
+# Defaults below will be used when a topic does not have its own settings
+#
+# default-user:
+# default-password:
+# default-command:
+
 # Subscriptions to topics and their actions. This option is primarily used by the systemd service,
 # or if you cann "ntfy subscribe --from-config" directly.
 #
diff --git a/client/config.go b/client/config.go
index 0866cd1b..2bbe9d51 100644
--- a/client/config.go
+++ b/client/config.go
@@ -12,8 +12,11 @@ const (
 
 // Config is the config struct for a Client
 type Config struct {
-	DefaultHost string `yaml:"default-host"`
-	Subscribe   []struct {
+	DefaultHost     string `yaml:"default-host"`
+	DefaultUser     string `yaml:"default-user"`
+	DefaultPassword string `yaml:"default-password"`
+	DefaultCommand  string `yaml:"default-command"`
+	Subscribe       []struct {
 		Topic    string            `yaml:"topic"`
 		User     string            `yaml:"user"`
 		Password string            `yaml:"password"`
@@ -25,8 +28,11 @@ type Config struct {
 // NewConfig creates a new Config struct for a Client
 func NewConfig() *Config {
 	return &Config{
-		DefaultHost: DefaultBaseURL,
-		Subscribe:   nil,
+		DefaultHost:     DefaultBaseURL,
+		DefaultUser:     "",
+		DefaultPassword: "",
+		DefaultCommand:  "",
+		Subscribe:       nil,
 	}
 }
 
diff --git a/client/config_test.go b/client/config_test.go
index d601cdb4..240d5ac7 100644
--- a/client/config_test.go
+++ b/client/config_test.go
@@ -12,6 +12,9 @@ func TestConfig_Load(t *testing.T) {
 	filename := filepath.Join(t.TempDir(), "client.yml")
 	require.Nil(t, os.WriteFile(filename, []byte(`
 default-host: http://localhost
+default-user: phil
+default-password: mypass
+default-command: 'echo "Got the message: $message"'
 subscribe:
   - topic: no-command-with-auth
     user: phil
@@ -22,12 +25,16 @@ subscribe:
     command: notify-send -i /usr/share/ntfy/logo.png "Important" "$m"
     if:
             priority: high,urgent
+  - topic: defaults
 `), 0600))
 
 	conf, err := client.LoadConfig(filename)
 	require.Nil(t, err)
 	require.Equal(t, "http://localhost", conf.DefaultHost)
-	require.Equal(t, 3, len(conf.Subscribe))
+	require.Equal(t, "phil", conf.DefaultUser)
+	require.Equal(t, "mypass", conf.DefaultPassword)
+	require.Equal(t, `echo "Got the message: $message"`, conf.DefaultCommand)
+	require.Equal(t, 4, len(conf.Subscribe))
 	require.Equal(t, "no-command-with-auth", conf.Subscribe[0].Topic)
 	require.Equal(t, "", conf.Subscribe[0].Command)
 	require.Equal(t, "phil", conf.Subscribe[0].User)
@@ -37,4 +44,5 @@ subscribe:
 	require.Equal(t, "alerts", conf.Subscribe[2].Topic)
 	require.Equal(t, `notify-send -i /usr/share/ntfy/logo.png "Important" "$m"`, conf.Subscribe[2].Command)
 	require.Equal(t, "high,urgent", conf.Subscribe[2].If["priority"])
+	require.Equal(t, "defaults", conf.Subscribe[3].Topic)
 }
diff --git a/cmd/subscribe.go b/cmd/subscribe.go
index 94c11b4d..2c737870 100644
--- a/cmd/subscribe.go
+++ b/cmd/subscribe.go
@@ -175,11 +175,32 @@ func doSubscribe(c *cli.Context, cl *client.Client, conf *client.Config, topic,
 		for filter, value := range s.If {
 			topicOptions = append(topicOptions, client.WithFilter(filter, value))
 		}
-		if s.User != "" && s.Password != "" {
-			topicOptions = append(topicOptions, client.WithBasicAuth(s.User, s.Password))
+		var user, password string
+		if s.User != "" {
+			user = s.User
+		} else if conf.DefaultUser != "" {
+			user = conf.DefaultUser
+		} else {
+			user = ""
+		}
+		if s.Password != "" {
+			password = s.Password
+		} else if conf.DefaultPassword != "" {
+			password = conf.DefaultPassword
+		} else {
+			password = ""
+		}
+		if user != "" && password != "" {
+			topicOptions = append(topicOptions, client.WithBasicAuth(user, password))
 		}
 		subscriptionID := cl.Subscribe(s.Topic, topicOptions...)
-		cmds[subscriptionID] = s.Command
+		if s.Command != "" {
+			cmds[subscriptionID] = s.Command
+		} else if conf.DefaultCommand != "" {
+			cmds[subscriptionID] = conf.DefaultCommand
+		} else {
+			cmds[subscriptionID] = ""
+		}
 	}
 	if topic != "" {
 		subscriptionID := cl.Subscribe(topic, options...)
diff --git a/docs/subscribe/cli.md b/docs/subscribe/cli.md
index 03d9132a..f1f9e760 100644
--- a/docs/subscribe/cli.md
+++ b/docs/subscribe/cli.md
@@ -254,6 +254,14 @@ I hope this shows how powerful this command is. Here's a short video that demons
   <figcaption>Execute all the things</figcaption>
 </figure>
 
+If most (or all) of your subscription usernames, passwords, and commands are the same, you can specify a `default-user`, `default-password`, and `default-command` at the top of the
+`client.yml`. If a subscription does not specify a username/password to use or does not have a command, the defaults will be used, otherwise, the subscription settings will
+override the defaults.
+
+!!! warning
+    Because the `default-user` and `default-password` will be sent for each topic that does not have its own username/password (even if the topic does not require authentication),
+    be sure that the servers/topics you subscribe to use HTTPS to prevent leaking the username and password.
+
 ### Using the systemd service
 You can use the `ntfy-client` systemd service (see [ntfy-client.service](https://github.com/binwiederhier/ntfy/blob/main/client/ntfy-client.service))
 to subscribe to multiple topics just like in the example above. The service is automatically installed (but not started)