diff --git a/app/btc-wallet-hook.hoon b/app/btc-wallet-hook.hoon
index 84c984f57..c195eff0e 100644
--- a/app/btc-wallet-hook.hoon
+++ b/app/btc-wallet-hook.hoon
@@ -12,8 +12,8 @@
 ::  Sends updates to:
 ::    /sign-me
 ::
-/-  *btc, *btc-wallet-hook, bws=btc-wallet-store
-/+  dbug, default-agent, bp=btc-provider
+/-  *btc-wallet-hook, bws=btc-wallet-store
+/+  dbug, default-agent, bp=btc-provider, bwsl=btc-wallet-store, *btc
 |%
 ++  defaults
   |%
@@ -300,7 +300,11 @@
     ?~  poym  `state
     =.  txis.u.poym  (update-poym-txis txis.u.poym txid.rt rawtx.rt)
     :_  state
-    ?:(poym-ready ~[(send-sign-tx u.poym)] ~)
+    =+  pb=~(to-psbt txb:bwsl u.poym)
+    ?~  pb  ~
+    ~&  >  "PSBT ready:"
+    ~&  >>  u.pb
+    ~[(send-sign-tx u.poym)]
   ==
 ::  get address-info for the request if block in request is old
 ::
@@ -344,7 +348,6 @@
     ::   - request provider to create-raw-tx from txbu
     ::
       %generate-txbu
-    :: TODO make tx info fetch correctly
     :_  state(poym `txbu.upd)
     ?~  provider  ~&(>>> "provider not set" ~)
     %+  weld  ~[(create-raw-tx host.u.provider txbu.upd)]
@@ -440,17 +443,6 @@
   =?  txis  =(txid txid.utxo.ith)
    (snap txis i `txi:bws`ith(ur `rt))
   $(i +(i))
-::  +poym-ready: whether poym txbu is ready to sign
-::    - is the txinfo filled in?
-::    - do all txis in poym have rawtxs?
-::
-++  poym-ready
-  ^-  ?
-  ?~  poym  %.n
-  ?&  ?=(^ txinfo.u.poym)
-      %+  levy  txis.u.poym
-        |=(t=txi:bws ?=(^ ur.t))
-  ==
 ::  +retry-reqs: get-address-info for any reqs with old last-block
 ::
 ++  retry-reqs
@@ -533,8 +525,6 @@
 ++  send-sign-tx
   |=  =txbu:bws
   ^-  card
-  ~&  >>  "transaction ready to sign"
-  ~&  >  txinfo.txbu
   [%give %fact ~[/sign-me] %btc-wallet-hook-request !>([%sign-tx txbu])]
 ::
 ++  poke-wallet-store
diff --git a/lib/btc-provider.hoon b/lib/btc-provider.hoon
index 56eabd964..420dfb0bf 100644
--- a/lib/btc-provider.hoon
+++ b/lib/btc-provider.hoon
@@ -56,7 +56,8 @@
 ++  to-bytc
   |=  h=@t
   ^-  bytc
-  [(lent (trip h)) (to-hex h)]
+  :-  (div (lent (trip h)) 2)
+  (to-hex h)
 ::
 ++  get-request
   |=  url=@t
diff --git a/lib/btc-wallet-store.hoon b/lib/btc-wallet-store.hoon
index a0150f1ab..ae3f82e12 100644
--- a/lib/btc-wallet-store.hoon
+++ b/lib/btc-wallet-store.hoon
@@ -52,14 +52,29 @@
     |=  =txo
     ^-  txbu
     t(txos [txo txos.t])
+  ::  +to-psbt: returns a based 64 PSBT if
+  ::   - txinfo is present
+  ::   - all inputs have an associated rawtx
   ::
   ++  to-psbt
-    |=  w=walt
-    ^-  cord
-    ''
-  :: TODO
-  ::  for each txi, get the pubkey from the hdkey
-  ::  get a list of map:psbt:btc
+    ^-  (unit (list bytc))
+::    ^-  (unit base64:psbt:btc)
+    ?~  txinfo.t  ~
+    =/  ins=(list in:psbt:btc)
+      %+  murn  txis.t
+      |=  =txi
+      ?~  ur.txi  ~
+      `[utxo.txi u.ur.txi hdkey.txi]
+    ?:  (lth (lent ins) (lent txis.t))
+      ~
+    =/  outs=(list out:psbt:btc)
+      %+  turn  txos.t
+      |=(=txo [address.txo hk.txo])
+    :-  ~
+    %:  encode:pbt:btc
+        rawtx.u.txinfo.t  txid.u.txinfo.t
+        ins  outs
+    ==
   --
 ::  wad: door for processing walts (wallets)
 ::        parameterized on a walt and it's chyg account 
diff --git a/lib/btc.hoon b/lib/btc.hoon
index 736a47f3e..36a6f9a70 100644
--- a/lib/btc.hoon
+++ b/lib/btc.hoon
@@ -110,22 +110,41 @@
             ==
           (flip:byt [(met 3 idx.h) idx.h])
       ==
+    ::
+    ++  keyval-byts
+      |=  kv=keyval:psbt
+      ^-  bytc
+      %-  cat:byt
+      :~  1^wid.key.kv
+          key.kv
+          1^wid.val.kv
+          val.kv
+      ==
+    ::
+    ++  map-byts
+      |=  m=map:psbt
+      ^-  (unit bytc)
+      ?~  m  ~
+      :-  ~
+      %-  cat:byt
+      (turn m keyval-byts)
     --
   ::  +encode: make base64 cord of PSBT
   ::
   ++  encode
     |=  [=rawtx =txid inputs=(list in:psbt) outputs=(list out:psbt)]
-    ^-  cord
-::    (globals rawtx)
-    
-  :: TODO
-  ::  make global map
-  ::  raw tx hex
-  :: turn each input and output into a map (or ~)
-  ::  put the 0x0 separator between all
-  ::  parse to hex
-  ::  encode as base64!
-  *cord
+::    ^-  cord
+    ^-  (list bytc)
+    =/  final=(list (unit bytc))
+      %+  join  `(unit bytc)`[~ 1^0x0]
+      %+  turn
+        %-  zing
+        :~  ~[(globals:en rawtx)]
+            (turn inputs input:en)
+            (turn outputs output:en)
+        ==
+      map-byts:en
+    (murn final same)
   ::
   ++  parse
     |=  psbt-base64=cord
diff --git a/sur/btc.hoon b/sur/btc.hoon
index a049592c5..714172423 100644
--- a/sur/btc.hoon
+++ b/sur/btc.hoon
@@ -61,6 +61,7 @@
   --
 ++  psbt
   |%
+  +$  base64  cord
   +$  in  [=utxo =rawtx =hdkey]
   +$  out  [=address hk=(unit hdkey)]
   +$  target  $?(%input %output)