diff --git a/hledger-lib/Hledger/Reports/BudgetReport.hs b/hledger-lib/Hledger/Reports/BudgetReport.hs
index dd172ed96..d28a10de6 100644
--- a/hledger-lib/Hledger/Reports/BudgetReport.hs
+++ b/hledger-lib/Hledger/Reports/BudgetReport.hs
@@ -231,10 +231,6 @@ budgetReportAsText ropts@ReportOpts{..} budgetr = TB.toLazyText $
                  Nothing             -> "")
            <> ":"
 
--- | Add the second table below the first, discarding its column headings.
-concatTables (Table hLeft hTop dat) (Table hLeft' _ dat') =
-    Table (Tab.Group SingleLine [hLeft, hLeft']) hTop (dat ++ dat')
-
 -- | Build a 'Table' from a multi-column balance report.
 budgetReportAsTable :: ReportOpts -> BudgetReport -> Table Text Text WideBuilder
 budgetReportAsTable
@@ -263,7 +259,7 @@ budgetReportAsTable
       | no_total_ = id
       | otherwise = let rh = Tab.Group NoLine $ map Header (replicate (length totalrows) "")
                         ch = Header [] -- ignored
-                     in (`concatTables` Table rh ch totalrows)
+                     in (flip (concatTables SingleLine) $ Table rh ch totalrows)
 
     maybetranspose
       | transpose_ = transpose
diff --git a/hledger-lib/Text/Tabular/AsciiWide.hs b/hledger-lib/Text/Tabular/AsciiWide.hs
index cce099ac7..305dc5675 100644
--- a/hledger-lib/Text/Tabular/AsciiWide.hs
+++ b/hledger-lib/Text/Tabular/AsciiWide.hs
@@ -21,6 +21,7 @@ module Text.Tabular.AsciiWide
 , textCell
 , textsCell
 , cellWidth
+, concatTables
 ) where
 
 import Data.Maybe (fromMaybe)
@@ -295,3 +296,9 @@ lineart SingleLine SingleLine DoubleLine DoubleLine = pick "╪" "+"
 lineart DoubleLine DoubleLine SingleLine SingleLine = pick "╫" "++"
 
 lineart _          _          _          _          = const mempty
+
+
+-- | Add the second table below the first, discarding its column headings.
+concatTables :: Properties -> Table rh ch a -> Table rh ch2 a -> Table rh ch a
+concatTables prop (Table hLeft hTop dat) (Table hLeft' _ dat') =
+    Table (Group prop [hLeft, hLeft']) hTop (dat ++ dat')
diff --git a/hledger/Hledger/Cli/Commands/Balance.hs b/hledger/Hledger/Cli/Commands/Balance.hs
index 88af99818..22df3fb67 100644
--- a/hledger/Hledger/Cli/Commands/Balance.hs
+++ b/hledger/Hledger/Cli/Commands/Balance.hs
@@ -246,18 +246,19 @@ module Hledger.Cli.Commands.Balance (
  ,balanceReportAsText
  ,balanceReportAsCsv
  ,balanceReportItemAsText
+ ,multiBalanceRowAsCsvText
  ,multiBalanceRowAsTableText
  ,multiBalanceReportAsText
  ,multiBalanceReportAsCsv
  ,multiBalanceReportAsHtml
  ,multiBalanceReportHtmlRows
+ ,multiBalanceReportHtmlFootRow
  ,balanceReportAsTable
  ,balanceReportTableAsText
  ,tests_Balance
 ) where
 
 import Data.Default (def)
-import Data.Function ((&))
 import Data.List (transpose, foldl', transpose)
 import qualified Data.Map as M
 import qualified Data.Set as S
@@ -672,9 +673,13 @@ balanceReportAsTable opts@ReportOpts{average_, row_total_, balanceaccum_}
     (accts, rows) = unzip $ fmap fullRowAsTexts items
     renderacct row =
         T.replicate ((prrDepth row - 1) * 2) " " <> prrDisplayName row
-    addtotalrow | no_total_ opts = id
-                | otherwise      = \tab -> foldl (&) tab . zipWith ($) (flip (+----+) : repeat (flip (+.+))) $ totalrows
-                where totalrows = fmap (row "") . multiBalanceRowAsTableText opts $ tr
+    addtotalrow
+      | no_total_ opts = id
+      | otherwise =
+        let totalrows = multiBalanceRowAsTableText opts tr
+            rh = Tab.Group NoLine $ map Header (replicate (length totalrows) "")
+            ch = Header [] -- ignored
+         in (flip (concatTables SingleLine) $ Table rh ch totalrows)
     maybetranspose | transpose_ opts = \(Table rh ch vals) -> Table ch rh (transpose vals)
                    | otherwise       = id
 
diff --git a/hledger/Hledger/Cli/CompoundBalanceCommand.hs b/hledger/Hledger/Cli/CompoundBalanceCommand.hs
index 10d3d5568..41901b9af 100644
--- a/hledger/Hledger/Cli/CompoundBalanceCommand.hs
+++ b/hledger/Hledger/Cli/CompoundBalanceCommand.hs
@@ -14,7 +14,6 @@ module Hledger.Cli.CompoundBalanceCommand (
  ,compoundBalanceCommand
 ) where
 
-import Data.Function ((&))
 import Data.List (foldl')
 import Data.Maybe (fromMaybe, mapMaybe)
 import qualified Data.Text as T
@@ -87,6 +86,8 @@ compoundBalanceCommandMode CompoundBalanceCommandSpec{..} =
     ,flagNone ["pretty-tables"] (setboolopt "pretty-tables") "use unicode when displaying tables"
     ,flagNone ["sort-amount","S"] (setboolopt "sort-amount") "sort by amount instead of account code/name"
     ,flagNone ["percent", "%"] (setboolopt "percent") "express values in percentage of each column's total"
+    ,flagNone ["commodity-column"] (setboolopt "commodity-column")
+      "show commodity symbols in a separate column, amounts as bare numbers, one row per commodity"
     ,outputFormatFlag ["txt","html","csv","json"]
     ,outputFileFlag
     ,commodityStyleFlag
@@ -213,13 +214,15 @@ compoundBalanceReportAsText ropts
     bigtable =
       case map (subreportAsTable ropts) subreports of
         []   -> Tab.empty
-        r:rs -> foldl' concatTables r rs
+        r:rs -> foldl' (concatTables DoubleLine) r rs
     bigtable'
       | no_total_ ropts || length subreports == 1 =
           bigtable
       | otherwise =
-          foldl (&) bigtable . zipWith ($) ((flip (+====+) . row "Net:") : repeat (flip (+.+) . row ""))
-            $ multiBalanceRowAsTableText ropts netrow
+        let totalrows = multiBalanceRowAsTableText ropts netrow
+            rh = Tab.Group NoLine $ map Header ("Net:" : replicate (length totalrows - 1) "")
+            ch = Header [] -- ignored
+         in ((concatTables DoubleLine) bigtable $ Table rh ch totalrows)
 
     -- | Convert a named multi balance report to a table suitable for
     -- concatenating with others to make a compound balance report table.
@@ -230,20 +233,17 @@ compoundBalanceReportAsText ropts
         -- tweak the layout
         t = Table (Tab.Group SingleLine [Header title, lefthdrs]) tophdrs ([]:cells)
 
--- | Add the second table below the first, discarding its column headings.
-concatTables (Table hLeft hTop dat) (Table hLeft' _ dat') =
-    Table (Tab.Group DoubleLine [hLeft, hLeft']) hTop (dat ++ dat')
-
 -- | Render a compound balance report as CSV.
 -- Subreports' CSV is concatenated, with the headings rows replaced by a
 -- subreport title row, and an overall title row, one headings row, and an
 -- optional overall totals row is added.
 compoundBalanceReportAsCsv :: ReportOpts -> CompoundPeriodicReport DisplayName MixedAmount -> CSV
-compoundBalanceReportAsCsv ropts (CompoundPeriodicReport title colspans subreports (PeriodicReportRow _ coltotals grandtotal grandavg)) =
+compoundBalanceReportAsCsv ropts (CompoundPeriodicReport title colspans subreports netrow) =
     addtotals $
       padRow title
       : ( "Account"
-        : map (reportPeriodName (balanceaccum_ ropts) colspans) colspans
+        : ["Commodity" | commodity_column_ ropts]
+        ++ map (reportPeriodName (balanceaccum_ ropts) colspans) colspans
         ++ (if row_total_ ropts then ["Total"] else [])
         ++ (if average_ ropts then ["Average"] else [])
         )
@@ -259,26 +259,20 @@ compoundBalanceReportAsCsv ropts (CompoundPeriodicReport title colspans subrepor
           | null subreports = 1
           | otherwise =
             (1 +) $ -- account name column
+            (if commodity_column_ ropts then (1+) else id) $
             (if row_total_ ropts then (1+) else id) $
             (if average_ ropts then (1+) else id) $
             maximum $ -- depends on non-null subreports
             map (length . prDates . second3) subreports
     addtotals
       | no_total_ ropts || length subreports == 1 = id
-      | otherwise = (++
-          ["Net:" :
-           map (wbToText . showMixedAmountB oneLine) (
-             coltotals
-             ++ (if row_total_ ropts then [grandtotal] else [])
-             ++ (if average_ ropts   then [grandavg]   else [])
-             )
-          ])
+      | otherwise = (++ fmap ("Net:" : ) (multiBalanceRowAsCsvText ropts netrow))
 
 -- | Render a compound balance report as HTML.
 compoundBalanceReportAsHtml :: ReportOpts -> CompoundPeriodicReport DisplayName MixedAmount -> Html ()
 compoundBalanceReportAsHtml ropts cbr =
   let
-    CompoundPeriodicReport title colspans subreports (PeriodicReportRow _ coltotals grandtotal grandavg) = cbr
+    CompoundPeriodicReport title colspans subreports netrow = cbr
     colspanattr = colspan_ $ T.pack $ show $
       1 + length colspans + (if row_total_ ropts then 1 else 0) + (if average_ ropts then 1 else 0)
     leftattr = style_ "text-align:left"
@@ -287,7 +281,7 @@ compoundBalanceReportAsHtml ropts cbr =
     titlerows =
          [tr_ $ th_ [colspanattr, leftattr] $ h2_ $ toHtml title]
       ++ [thRow $
-          "" :
+          "" : ["Commodity" | commodity_column_ ropts] ++
           map (reportPeriodName (balanceaccum_ ropts) colspans) colspans
           ++ (if row_total_ ropts then ["Total"] else [])
           ++ (if average_ ropts then ["Average"] else [])
@@ -309,14 +303,7 @@ compoundBalanceReportAsHtml ropts cbr =
         ++ [blankrow]
 
     totalrows | no_total_ ropts || length subreports == 1 = []
-              | otherwise =
-                  let defstyle = style_ "text-align:right"
-                      orEmpty b x = if b then x else mempty
-                  in [tr_ $ th_ [class_ "", style_ "text-align:left"] "Net:"
-                         <> foldMap (th_ [class_ "amount coltotal", defstyle] . toHtml . wbUnpack . showMixedAmountB oneLine) coltotals
-                         <> orEmpty (row_total_ ropts) (th_ [class_ "amount coltotal", defstyle] . toHtml . wbUnpack $ showMixedAmountB oneLine grandtotal)
-                         <> orEmpty (average_ ropts) (th_ [class_ "amount colaverage", defstyle] . toHtml . wbUnpack $ showMixedAmountB oneLine grandavg)
-                    ]
+      | otherwise = multiBalanceReportHtmlFootRow ropts <$> (fmap ("Net:" :) $ multiBalanceRowAsCsvText ropts netrow)
   in do
     style_ (T.unlines [""
       ,"td { padding:0 0.5em; }"