# Cody.journal from http://prudent.me

# Hi, this is Coby 🐿 and this is my journal of
# prudence...😱✌️

# Let's start with what I have

2018/01/01 *Opening balances
    Assets:Savings  $30000
    Assets:Property:MiCasa  $180000
    Equity

# As I am saving this, the report on my right 👉 
# will auto-refresh to reflect my latest changes

# I can define exchange rates for any commodity 

P 2018/01/02 15:50:00 USD $1.36

# This is in relations to my base currency, $, 
# although you can define any currency as base

# Everything that has a value can be defined

P 2018/01/02 16:23:00 BTC $10800

# I can also use anything to define a commodity

P 2018/01/02 17:35:00 🐑 $1080

# I bought 2 sheeps for my farm

2018/01/03 *Poe & Mary
    Assets:Farm  2 
    Assets:Savings  $-600

;Report considers transactions in all currencies 
;and commodity but shows totals in a base currency.

# Prudent also points me to where I made a mistake
# and tell me what this mistake is about

;Yabapalooza ; uncomment to show error

;There are other
;% ways
;|of
*commenting

;Here's my salary for 2018

2018/01/25 *Manatee Subs Co.
    Assets:Current  $7300
    Income:Salary
    
2018/02/25
    Assets:Current  $7300
    Income:Salary    
2018/03/25
    Assets:Current  $10000
    Income:Salary    
2018/04/25
    Assets:Current  $7300
    Income:Salary    
2018/05/25
    Assets:Current  $7300
    Income:Salary    
2018/06/25
    Assets:Current  $7800
    Income:Salary    
2018/07/25
    Assets:Current  $7800
    Income:Salary    
2018/08/25
    Assets:Current  $7800
    Income:Salary    
2018/09/25
    Assets:Current  $7800
    Income:Salary    
2018/10/25
    Assets:Current  $7800
    Income:Salary    
2018/11/25
    Assets:Current  $7800
    Income:Salary    
2018/12/25
    Assets:Current  $7800
    Income:Salary    

;%At this point, I'll like to introduce you to 
;%search (and replace).

;%Let's say you want to replace all instances of 
;%Assets:Current with Assets:Savings, press
;%Command-F, followed by the + sign

;Here's a few of my monthly expenses

2018/01/27 *Banco Leoporidad
    Expenses:Mortgage:Interest  $1200
    Assets:Current

2018/02/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/03/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/04/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current    
2018/05/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/06/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current    
2018/07/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/08/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/09/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/10/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current    
2018/11/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current
2018/12/27
    Expenses:Mortgage:Interest  $1200
    Assets:Current        

;Let's buy some shares

#You can either declare the price of a share 
#like this

P 2018/01/02 15:50:00 APPL $2300

#And you can buy a share like this

2018/01/05
    Assets:Shares  5 APPL@$2000
    Assets:Savings

#Shares can be purchased at different prices.
#(Also, another way to specify purchase price)

2018/01/06
    Assets:Shares  5 APPL
    Assets:Savings  -$3000

#But the report will be based on the latest 
#available price of the share, which in this case 
#is the price of the purchase above. The right 
#amount (the purchased price) is dedcuted from
#the account where payment for the purchase is made.

;When you use savings to buy a share, you can see
;your Ca - De go down on the report 👉
;Ca - De denotes Cash - Debt 
;As shares are not considered cash, your total 
;Ca - De will decrease naturally
;This simply means you have less liquid cash 
;now. Shares, although quite liquid, is riskier 
;than cash in most situation. If you have a 
;mortgage at a certain amount, you can be sure that
;a certain amount of cash can be used to pay back
;the debt provided that the currency of cash is 
;similar to the currency of the debt. You cannot 
;be sure of the price of shares as it is in a 
;different denomination than the mortgage.

#Ah, speaking of mortgage, I shouldn't forget 
#that amount I owe to the bank

2018/01/01
    Liabilities:Mortgage  -$28000
    Equity:Opening

;You may had noticed by now that I am using an 
;earlier date in this transaction. The order of
;the date doesn't matter in this journal. 

#You can use any kind of sub-accounts you 
#want but these root accounts matters:
#
#Assets
#Assets:Savings
#Assets:Current
#Liabilities
#Equity
#Income
#Expenses
#
#These are the basis of how Prudent produces 
#the report

#Let's have a few random expenses to illustrate
#this point,

2018/01/21 *Yay mart
    Assets:Savings  -$230
    Expenses:Groceries
    
2018/02/21
    Assets:Savings  -$135
    Expenses:Utilities:ElectricCompany
    
2018/03/21
    Assets:Savings  -$186
    Expenses:Clothes
    
2018/04/21
    Assets:Savings  -$863
    Expenses:Travel
    
2018/05/21
    Assets:Savings  -$210
    Expenses:Car:Maintenance
    
2018/06/21
    Assets:Savings  -$900
    Expenses:Insurance
    
2018/07/21
    Assets:Savings  -$150
    Expenses:Utilities:Broadband
    
2018/08/21
    Assets:Savings  -$550
    Expenses:Gift 
    
2018/09/21
    Assets:Savings  -$318
    Expenses:Shoes   
    
2018/10/21
    Assets:Savings  -$1600
    Expenses:Children:School         
    
2018/11/21
    Assets:Savings  -$7938
    Expenses:Taxes

2018/12/21
    Assets:Savings  -$6800
    Expenses:Hotel         
    
#Oh, look! I won the lotteries! Wow... what a 
#windfall...

2018/10/11
    Assets:Savings  $18,000,000
    Income:Gift

#Wow, look at what 18M in the bank gives me 
#in interest

2018/11/03
    Assets:Savings  $75000
    Income:Interest

2018/12/03
    Assets:Savings  $75316
    Income:Interest    
    
#Life is good with Prudent!