; An "envelope budget" assisted by auto postings. ; From the "Planning/allocating budget" example at https://gist.github.com/ony/bbec599c0893e676b772559909b81de6. ; Envelope balances, representing the currently available funds in each budget category, ; are tracked as pseudo-accounts under "budget". ; Here we allocate some funds to the envelopes. These are imaginary, so unbalanced postings are fine: 2008/4/1 Budget for 2008q2 (budget:food) $1000 (budget:clothes) $200 (budget:misc) $1000 ; When you spend, a corresponding amount should be removed from the appropriate budget envelope. ; You can record this manually, eg: ; ; 2008-04-15 ; expenses:food $10 ; assets:checking -$10 ; (budget:food) -$10 ; Or you can do it automatically with auto postings, activated with --auto. ; This is often recommended, as a labour saver. ; Auto posting rules: ; for each posting to a clothes expense account, ; add an auto posting removing the same amount from the clothes budget envelope. = expenses.*clothes (budget:clothes) *-1 ; for each posting to a food or supplies expense account, ; remove the same amount from the food budget envelope. = expenses.*(food|supplies) (budget:food) *-1 ; for each posting to any other expense account, ; remove the same amount from the misc budget envelope. = expenses: not:expenses.*(clothes|food|supplies) (budget:misc) *-1 ; Some transactions: 2008-04-15 expenses:food $400 expenses:clothes $300 assets:checking 2008-06-15 expenses:food $600 assets:checking ; Some reports: comment Monthly changes in budget envelopes during the quarter: $ hledger -f examples/budgeting/budget2.journal bal budget date:2008q2 --auto -M Balance changes in 2008Q2: || Apr May Jun ================++=================== budget:clothes || $-100 0 0 budget:food || $600 0 $-600 budget:misc || $1000 0 0 ----------------++------------------- || $1500 0 $-600 Month-end balances of budget envelopes: $ hledger -f examples/budgeting/budget2.journal bal budget date:2008q2 --auto -M -H Ending balances (historical) in 2008Q2: || 2008-04-30 2008-05-31 2008-06-30 ================++==================================== budget:clothes || $-100 $-100 $-100 budget:food || $600 $600 0 budget:misc || $1000 $1000 $1000 ----------------++------------------------------------ || $1500 $1500 $900