Avoid blocking forever on startup if config files do not exist

The files will still get created if the user opens their settings and
saves, otherwise everything will transparently work

Co-Authored-By: Antonio Scandurra <me@as-cii.com>
Co-Authored-By: Max Brunsfeld <max@zed.dev>

crates/settings/src/settings_file.rs

@@ -66,15 +66,22 @@ pub fn watch_config_file(
         .spawn(async move {
             let events = fs.watch(&path, Duration::from_millis(100)).await;
             futures::pin_mut!(events);
+
+            let contents = fs.load(&path).await.unwrap_or_default();
+            if tx.unbounded_send(contents).is_err() {
+                return;
+            }
+
             loop {
+                if events.next().await.is_none() {
+                    break;
+                }
+
                 if let Ok(contents) = fs.load(&path).await {
                     if !tx.unbounded_send(contents).is_ok() {
                         break;
                     }
                 }
-                if events.next().await.is_none() {
-                    break;
-                }
             }
         })
         .detach();