;examples: Cody.journal from prudent.me

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# Cody.journal from http://prudent.me
# Hi, this is Coby 🐿 and this is my journal of
# prudence...😱✌️
# Let's start with what I have
2018/01/01 *Opening balances
Assets:Savings $30000
Assets:Property:MiCasa $180000
Equity
# As I am saving this, the report on my right 👉
# will auto-refresh to reflect my latest changes
# I can define exchange rates for any commodity
P 2018/01/02 15:50:00 USD $1.36
# This is in relations to my base currency, $,
# although you can define any currency as base
# Everything that has a value can be defined
P 2018/01/02 16:23:00 BTC $10800
# I can also use anything to define a commodity
P 2018/01/02 17:35:00 🐑 $1080
# I bought 2 sheeps for my farm
2018/01/03 *Poe & Mary
Assets:Farm 2
Assets:Savings
;Report considers transactions in all currencies
;and commodity but shows totals in a base currency.
# Prudent also points me to where I made a mistake
# and tell me what this mistake is about
;Yabapalooza ; uncomment to show error
;There are other
% ways
|of
*commenting
;Here's my salary for 2018
2018/01/25 *Manatee Subs Co.
Assets:Current $7300
Income:Salary
2018/02/25
Assets:Current $7300
Income:Salary
2018/03/25
Assets:Current $10000
Income:Salary
2018/04/25
Assets:Current $7300
Income:Salary
2018/05/25
Assets:Current $7300
Income:Salary
2018/06/25
Assets:Current $7800
Income:Salary
2018/07/25
Assets:Current $7800
Income:Salary
2018/08/25
Assets:Current $7800
Income:Salary
2018/09/25
Assets:Current $7800
Income:Salary
2018/10/25
Assets:Current $7800
Income:Salary
2018/11/25
Assets:Current $7800
Income:Salary
2018/12/25
Assets:Current $7800
Income:Salary
%At this point, I'll like to introduce you to
%search (and replace).
%Let's say you want to replace all instances of
%Assets:Current with Assets:Savings, press
%Command-F, followed by the + sign
;Here's a few of my monthly expenses
2018/01/27 *Banco Leoporidad
Expenses:Mortgage:Interest $1200
Assets:Current
2018/02/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/03/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/04/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/05/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/06/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/07/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/08/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/09/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/10/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/11/27
Expenses:Mortgage:Interest $1200
Assets:Current
2018/12/27
Expenses:Mortgage:Interest $1200
Assets:Current
;Let's buy some shares
#You can either declare the price of a share
#like this
P 2018/01/02 15:50:00 APPL $2300
#And you can buy a share like this
2018/01/05
Assets:Shares 5 APPL@$2000
Assets:Savings
#Shares can be purchased at different prices.
#(Also, another way to specify purchase price)
2018/01/06
Assets:Shares 5 APPL
Assets:Savings -$3000
#But the report will be based on the latest
#available price of the share, which in this case
#is the price of the purchase above. The right
#amount (the purchased price) is dedcuted from
#the account where payment for the purchase is made.
;When you use savings to buy a share, you can see
;your Ca - De go down on the report 👉
;Ca - De denotes Cash - Debt
;As shares are not considered cash, your total
;Ca - De will decrease naturally
;This simply means you have less liquid cash
;now. Shares, although quite liquid, is riskier
;than cash in most situation. If you have a
;mortgage at a certain amount, you can be sure that
;a certain amount of cash can be used to pay back
;the debt provided that the currency of cash is
;similar to the currency of the debt. You cannot
;be sure of the price of shares as it is in a
;different denomination than the mortgage.
#Ah, speaking of mortgage, I shouldn't forget
#that amount I owe to the bank
2018/01/01
Liabilities:Mortgage -$28000
Equity:Opening
;You may had noticed by now that I am using an
;earlier date in this transaction. The order of
;the date doesn't matter in this journal.
#You can use any kind of sub-accounts you
#want but these root accounts matters:
#
#Assets
#Assets:Savings
#Assets:Current
#Liabilities
#Equity
#Income
#Expenses
#
#These are the basis of how Prudent produces
#the report
#Let's have a few random expenses to illustrate
#this point,
2018/01/21 *Yay mart
Assets:Savings -$230
Expenses:Groceries
2018/02/21
Assets:Savings -$135
Expenses:Utilities:ElectricCompany
2018/03/21
Assets:Savings -$186
Expenses:Clothes
2018/04/21
Assets:Savings -$863
Expenses:Travel
2018/05/21
Assets:Savings -$210
Expenses:Car:Maintenance
2018/06/21
Assets:Savings -$900
Expenses:Insurance
2018/07/21
Assets:Savings -$150
Expenses:Utilities:Broadband
2018/08/21
Assets:Savings -$550
Expenses:Gift
2018/09/21
Assets:Savings -$318
Expenses:Shoes
2018/10/21
Assets:Savings -$1600
Expenses:Children:School
2018/11/21
Assets:Savings -$7938
Expenses:Taxes
2018/12/21
Assets:Savings -$6800
Expenses:Hotel
#Oh, look! I won the lotteries! Wow... what a
#windfall...
2018/10/11
Assets:Savings $18,000,000
Income:Gift
#Wow, look at what 18M in the bank gives me
#in interest
2018/11/03
Assets:Savings $75000
Income:Interest
2018/12/03
Assets:Savings $75316
Income:Interest
#Life is good with Prudent!