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examples/Cody.journal
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# Cody.journal from http://prudent.me
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# Hi, this is Coby 🐿 and this is my journal of
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# prudence...😱✌️
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# Let's start with what I have
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2018/01/01 *Opening balances
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Assets:Savings $30000
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Assets:Property:MiCasa $180000
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Equity
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# As I am saving this, the report on my right 👉
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# will auto-refresh to reflect my latest changes
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# I can define exchange rates for any commodity
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P 2018/01/02 15:50:00 USD $1.36
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# This is in relations to my base currency, $,
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# although you can define any currency as base
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# Everything that has a value can be defined
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P 2018/01/02 16:23:00 BTC $10800
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# I can also use anything to define a commodity
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P 2018/01/02 17:35:00 🐑 $1080
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# I bought 2 sheeps for my farm
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2018/01/03 *Poe & Mary
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Assets:Farm 2
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Assets:Savings
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;Report considers transactions in all currencies
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;and commodity but shows totals in a base currency.
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# Prudent also points me to where I made a mistake
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# and tell me what this mistake is about
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;Yabapalooza ; uncomment to show error
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;There are other
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% ways
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|of
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*commenting
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;Here's my salary for 2018
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2018/01/25 *Manatee Subs Co.
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Assets:Current $7300
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Income:Salary
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2018/02/25
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Assets:Current $7300
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Income:Salary
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2018/03/25
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Assets:Current $10000
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Income:Salary
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2018/04/25
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Assets:Current $7300
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Income:Salary
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2018/05/25
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Assets:Current $7300
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Income:Salary
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2018/06/25
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Assets:Current $7800
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Income:Salary
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2018/07/25
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Assets:Current $7800
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Income:Salary
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2018/08/25
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Assets:Current $7800
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Income:Salary
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2018/09/25
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Assets:Current $7800
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Income:Salary
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2018/10/25
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Assets:Current $7800
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Income:Salary
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2018/11/25
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Assets:Current $7800
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Income:Salary
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2018/12/25
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Assets:Current $7800
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Income:Salary
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%At this point, I'll like to introduce you to
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%search (and replace).
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%Let's say you want to replace all instances of
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%Assets:Current with Assets:Savings, press
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%Command-F, followed by the + sign
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;Here's a few of my monthly expenses
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2018/01/27 *Banco Leoporidad
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/02/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/03/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/04/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/05/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/06/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/07/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/08/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/09/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/10/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/11/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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2018/12/27
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Expenses:Mortgage:Interest $1200
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Assets:Current
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;Let's buy some shares
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#You can either declare the price of a share
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#like this
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P 2018/01/02 15:50:00 APPL $2300
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#And you can buy a share like this
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2018/01/05
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Assets:Shares 5 APPL@$2000
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Assets:Savings
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#Shares can be purchased at different prices.
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#(Also, another way to specify purchase price)
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2018/01/06
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Assets:Shares 5 APPL
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Assets:Savings -$3000
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#But the report will be based on the latest
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#available price of the share, which in this case
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#is the price of the purchase above. The right
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#amount (the purchased price) is dedcuted from
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#the account where payment for the purchase is made.
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;When you use savings to buy a share, you can see
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;your Ca - De go down on the report 👉
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;Ca - De denotes Cash - Debt
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;As shares are not considered cash, your total
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;Ca - De will decrease naturally
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;This simply means you have less liquid cash
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;now. Shares, although quite liquid, is riskier
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;than cash in most situation. If you have a
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;mortgage at a certain amount, you can be sure that
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;a certain amount of cash can be used to pay back
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;the debt provided that the currency of cash is
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;similar to the currency of the debt. You cannot
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;be sure of the price of shares as it is in a
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;different denomination than the mortgage.
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#Ah, speaking of mortgage, I shouldn't forget
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#that amount I owe to the bank
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2018/01/01
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Liabilities:Mortgage -$28000
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Equity:Opening
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;You may had noticed by now that I am using an
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;earlier date in this transaction. The order of
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;the date doesn't matter in this journal.
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#You can use any kind of sub-accounts you
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#want but these root accounts matters:
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#
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#Assets
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#Assets:Savings
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#Assets:Current
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#Liabilities
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#Equity
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#Income
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#Expenses
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#
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#These are the basis of how Prudent produces
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#the report
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#Let's have a few random expenses to illustrate
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#this point,
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2018/01/21 *Yay mart
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Assets:Savings -$230
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Expenses:Groceries
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2018/02/21
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Assets:Savings -$135
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Expenses:Utilities:ElectricCompany
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2018/03/21
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Assets:Savings -$186
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Expenses:Clothes
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2018/04/21
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Assets:Savings -$863
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Expenses:Travel
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2018/05/21
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Assets:Savings -$210
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Expenses:Car:Maintenance
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2018/06/21
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Assets:Savings -$900
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Expenses:Insurance
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2018/07/21
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Assets:Savings -$150
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Expenses:Utilities:Broadband
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2018/08/21
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Assets:Savings -$550
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Expenses:Gift
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2018/09/21
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Assets:Savings -$318
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Expenses:Shoes
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2018/10/21
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Assets:Savings -$1600
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Expenses:Children:School
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2018/11/21
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Assets:Savings -$7938
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Expenses:Taxes
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2018/12/21
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Assets:Savings -$6800
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Expenses:Hotel
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#Oh, look! I won the lotteries! Wow... what a
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#windfall...
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2018/10/11
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Assets:Savings $18,000,000
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Income:Gift
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#Wow, look at what 18M in the bank gives me
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#in interest
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2018/11/03
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Assets:Savings $75000
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Income:Interest
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2018/12/03
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Assets:Savings $75316
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Income:Interest
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#Life is good with Prudent!
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